Instant Life Cover Quote
For anyone with a family or dependents life cover is an invaluable part of their protection needs.
Comparing life cover quotes on the internet has never been simpler. If you know the type of life cover you require simply enter the type of cover you require the sum assured and the term of the policy and see how much you can save today.
You can obtain as many free instant quotes as you like to find the best policy to suite your needs, and we will email you a copy of the life cover quotes to you.
Alternatively If you are not certain which type of life cover you require please call one of our qualified advisers for advice on 0845 262 2226.
life cover is one of the best things you can do to take care of your family financially in the event that one day you’re not around to do so. If there are people who can't afford to lose you, you can't afford to be without life cover.
- We reinvest a minimum of 50% commission into our online quotes so we can offer you the best price guaranteed.*
- Get the cheapest cover, with premiums from £17.10 per month* for a sum assured of £200,000 over a term of 20 years.
- Wide range of policies including mortgage life cover, level term insurance, family life cover, critical illness insurance and income protection.
Types of life cover
There are many types of life cover available in the market if you are unsure which type of life cover you require we also offer independent financial advice with the same low priced premiums. Below is a brief overview of the types of cover available on instant life cover .co.uk,
Term life cover
Term life cover is a policy that pays a tax-free lump sum upon the death of the life assured or upon diagnosis of a terminal illness (this is defined as where the life expectancy is less than 12 months), within the term of the policy.
Mortgage life cover
Mortgage life cover is commonly known as decreasing term insurance, the cover reduces each year, usually in line with your mortgage. The monthly premiums remain the same each year and will be cheaper than level term insurance. The policy pays a tax-free lump sum upon the death of the life assured or upon diagnosis of a terminal illness (this is defined as where the life expectancy is less than 12 months), within the term of the policy.
Family life cover
Family life cover commonly known as family income benefit: this pays a monthly benefit instead of a lump sum, upon the death of the life assured or upon diagnosis of a terminal illness (this is defined as where the life expectancy is less than 12 months), within the term of the policy.
Critical illness cover
Critical illness cover is a policy that pays out a tax-free lump sum upon diagnosis of a qualifying critical illness (defined by the specific insurance companies), within the term of the policy.
Income protection cover
Income protection cover provides a monthly income if you cannot work due to sickness or illness after a set deferment period. Payments are made tax free and usually continue until you recover, reach the end of the policy or die. These plans do not cover redundancy which can be covered under an accident, sickness and redundancy policy.
Instant life cover quote guarantee
instant life cover .co.uk guarantee that at the time of application you will not get cheaper like for like cover as we reinvest 50% of the initial commission the provider pays us back into your life cover policy.
* life cover quote correct as of 09/09/2009 and applies to a Level term insurance quote for a 40 year old, non-smoker male, £200,000 sum assured over a 20 year term.
Instant life cover .co.uk is a trading style for website purposes of Go Direct UK Ltd.
Go Direct UK Ltd which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Services Authority Registered in England & Wales Company 5703224
All financial advice will be provided by Go Direct UK's advisors